Fha Loan Limits 2025 California 2025. 2025 fha loan limits in california by county the federal housing administration (fha) determines the maximum loan amount borrowers can qualify for when seeking an fha. You can put as little as 3.5% down with a credit score above 580.

An fha home loan is best when applying with imperfect credit or a low down payment. 59 rows to qualify for an fha loan in california, your home loan must be below the local fha loan limits in your area.